About Us - Why Choose Capital Car Finance?
Introduction
We are a small independent privately owned company based in Cheshire and have been trading online for several years now. All of our advisers are mature motor trade people with several years experience in the motor industry, mainly from large retail dealerships.
Our team have been trained to a very high standard and we have been awarded with SAF approved status, which gives assurance to our customers that we will always offer expert and impartial advice together with recommendations to the most suitable finance products. We are friendly and approachable and many of customers come back to us time and time again, which we are very grateful for, why not give us a call today for an informal chat on 01925 589020.Car Finance Specialists
We are one of the UK’s leading independant car finance brokers and with good reason, we offer some of the best choice of products, a fantastic service and have the knowledge and experience to be able to find the best car finance solution to suit your needs.
Finding the right car finance solution isn't easy, but we can help by not only saving you time in finding the right deal, but also thousands of pounds also compared to dealer finance, so if you have found your car already from a dealer, but not happy with the finance package they are offering, now you have a choice!.
New Car Supply
Dealers have to sell a large quantity of vehicles to survive these days, they rely heavily on large bonuses awarded from their manufacturer in return for achieving volume targets, because we commit to a quantity of vehicles with the dealers, we are rewarded with the maximum discounts available and we choose to pass all these savings on to our customers.
Capital Car Finance Delivers…
Convenience
Our staff will compare all of the car finance options to find the best solution for you, so you don't have worry.
Choice
We have access to the best choice of lenders, some of which are not available to the general public or through other brokers.
Freedom
Our premium finance packages include the flexibility to enable you to change your vehicle whenever you like, safe in the knowledge that you will not be locked in to anything for the duration.
No Waiting
We can complete the whole payout process in as little as 72 hours from start to finish and better still, we can pay your supplying dealer by CHAPS funds transfer to speed the process even more.
Service
We have no call centres to fight through, just your own personal finance consultant to assist you with every aspect of arranging your finance in a professional manor.
Confidence
We offer an independent and unbiased service, providing you with the assurance needed that your car finance is the best fit for your individual needs.
How does our service work?
Simply find the vehicle of your choice from a UK supplying dealer of your choice and we will arrange for the finance balance to be settled directly with them. If it’s a used car we can deal with car supermarkets and established independent dealers as long as the vehicle is 3 years old or less. We take care of all the paperwork and arrange the invoice directly with your supplying dealer and to save time most of the transaction can be done over the phone or by email, making the whole process simple and smooth.
How do we make money?
Capital Car Finance do not make profit or commission from the sale of your new car or provision of your car finance, as we prefer to offer our customers a more transparent approach. We are however in business and need to cover our costs and we do this by implementing a small membership or broker fee from just £299+VAT for each transaction we arrange.
Our service includes negotiating the best new car supply price with the dealer, advice for choosing the most suitable and competitive finance product, whether it be Personal Contract Purchase or our Lease Purchase Payment Plan. We handle all the administration and paperwork involved with the transaction directly with the UK supplying dealer and finance house, including all bank payments [CHAPS may incur an extra cost].... in fact it couldnt be easier, we do pretty much everything, the only thing you need to arrange is a suitable date and time for delivery or collection of your vehicle and thats it!
What products can we offer?
New Cars
Apart from our range of very competitive PCP and Lease Purchase finance products, we can also offer highly discounted prices on the majority of UK new cars, all new cars are supplied directly to you from UK main dealers and all our cars are UK supplied and registered to you as first registered keeper.
PCP Car Finance & Lease Purchase
You may have already agreed to purchase a car directly from a dealership yourself, this being the case, we can still help by arranging your vehicle finance for you and saving you money. We specialise in Personal Contract Purchase [PCP] and Lease Purchase [LP] car finance products for both new and used vehicles.
We are able to offer much lower rates and therfore a substantial saving compared to the majority of motor dealers, simply because we don’t have the same overheads and we work for much smaller margins. We have access to several major UK banks and finance houses and choose to pass on the best rates available to our customers in return for a small fee income for each completed deal.
GAP Insurance Products
Capital Car Finance also provides customers with sensible prices on a range of GAP insurance products, they are provided to our customers from reputable well known FSA regulated insurer and are no different to the products offered to you directly from the car dealerships, except of course they are a fraction of the price! All our insurance products can be purchased through us regardless of whether you have arranged your finance or purchased your vehicle through us.
SAF - Specialist Automotive Finance Standard
You also have the added comfort in knowing that all our personal advisers have been trained to SAF standard which means you will always receive independant impartial advise and benefit from the best deal that suits your circumstances. SAF Approved recognises a company’s commitment to increased professional standards and knowledge on motor finance. The FLA will audit company records and require the annual submission of a SAF compliance statement to ensure dealerships adhere to the SAF guidance note.Where do I start?
When you know the make & model of your chosen car, simply complete our quick quote calculator to the left or alternatively call us free on 0800 043 4340 to speak to a dedicated professional adviser.
Remember all our new cars we supply are full UK specification vehicles supplied by UK franchised dealers. We don’t do Imports or pre-registered vehicles just brand new cars registered to our customers in their name!
Capital Car Finance - Now you do have a choice!
