

Even if you have fully comprehensive motor insurance, your motor insurer will almost certainly only offer you the current market trade value for your vehicle at the time of a claim, leaving you with a shortfall of potentially several thousand pounds.
Hitachi Return to Invoice GAP Insurance does exactly that, it pays you out to the original Invoice selling price of your vehicle by effectively "topping up" your main car insurance payout with the amount required to return you back to the total sales price as detailed on your original invoice provided by the supplying dealer.
When you are taking out a loan there is a good possibility that you will also be offered and insurance product called ‘loan protection insurance’. This product is designed to meet your loan repayments for a period of 12 months or more in the event that you are unable to work due to accident, sickness and involuntary unemployment.
If loan protection insurance meets your needs and is suitable for your particular circumstance then it is probably a good insurance to have. However think carefully about the terms and the cost of that cover. If you are borrowing money then you most likely do not have money to spare. Getting the best deal on your loan could be spoilt by paying more than you need for the add on loan protection insurance cover. What would be worse would be to pay for cover which was not totally suitable for your needs.