
Capital Car Finance have some amazing finance deals available for new and used BMWs, our PCP and Lease Purchase car finance schemes have been benefitting our customers since 2006, so we have the experience, knowledge and expertise to look after you.
We offer you an alternative to dealer finance and have some of the lowest rates in the country to offer, we pride ourselves on our transparent “one to one” professional approach, which is why most of our customers come back to us time and time again, please read our reviews for more details.

PERSONAL CONTRACT PURCHASE (PCP)

LEASE PURCHASE
(LP)

HIRE PURCHASE
(HP)
Capital Car Finance Specialise in Used BMW Car Finance including, BMW PCP Finance, BMW Lease Purchase and BMW Hire Purchase products.
At Capital Car Finance we have the ability to offer our customers a very low rate of interest (From just 6.4% APR) together with industry leading GMFV’s making BMW cars very affordable.
BMW PCP Car Finance
How does it work


PCP – OPTION 1
PCP – OPTION 2
PCP – OPTION 3
Benefits of PCP Car Finance
The BMW PCP provides the opportunity of driving a higher specification BMW for lower monthly payment, unlike traditional methods of car finance, this is achieved by deferring a percentage of the total cost of the BMW to the end of the contract, which is known as the guaranteed minimum future value or GMFV.
Excess Mileage
Wear & Tear
Benefits of Lease Purchase
The customer will normally benefit from a slightly lower finance rate with a BMW Lease Purchase as there is no guarantee offered at the end of the contract, the deferred lump sum amount at the end of the agreement is known as the Residual Value (RV) or balloon, and this has to be paid by the customer for outright ownership of the vehicle. Deposits for Lease Purchase are flexible, normally a minimum of 10% and a maximum of 40% of the total vehicle price, repayment periods are taken over 3 or 4 years typically.

FCA & SAF Approved Established Family Business Trading Online Since 2006

4.95 Rating
329 Reviews

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