Buying A Used Honda? Let Your Dreams Become Reality...

Capital Car Finance has some amazing finance deals available for used Honda, our Honda PCP [Personal Contract Purchase] and LP (Lease Purchase) car finance schemes have been enjoyed by our customers for many years.
We pride ourselves on our transparent “one to one” professional service, which is why most of our customers come back to us time and time again, please see our customer reviews for more information. Our car finance products are available for all Honda vehicles up to 5 years old now, providing they are supplied by an approved UK dealership, we have deals available for both business customers or private customers.
Please find details below on all our available Honda car finance products, alternatively why not give us a call to discuss the various options we can offer with a dedicated experienced adviser, you can call us either directly on 01925 589020.


PERSONAL CONTRACT PURCHASE (PCP)

LEASE PURCHASE
(LP)

HIRE PURCHASE
(HP)
Capital Car Finance Specialise in Used Honda Car Finance including, PCP Finance, Lease Purchase and Traditional Hire Purchase.
Capital Car Finance are an independent finance provider offering customers a choice of used car finance products. Because we are not linked, associated or connected to a manufacturer, it means we have access to a number of UK car finance providers, enabling us to offer our customers some of the most competitive rates.
At Capital Car Finance we have the ability to offer our customers a very low rate of interest (From just 5.9% APR) together with industry leading GMFV’s making Honda cars very affordable.
PCP Car Finance is very useful if you drive a company car and are opting out of a company car scheme for example (Cash for Car), because you can use your company car allowance or mileage reclaims to fund your monthly PCP payments and avoid paying excessive company car taxes.
Honda car finance
How does it work


PCP – OPTION 1
PCP – OPTION 2
PCP – OPTION 3
Benefits of PCP Car Finance
The Honda PCP Plan could give you the option of driving a higher specification vehicle for lower monthly payments, unlike traditional methods of car finance, this is achieved by deferring a percentage of the total cost of the vehicle to the end of the contract, which is the guaranteed minimum future value or GMFV as its more commonly known.
This guaranteed minimum future value (GMFV) is the key difference between PCP and traditional forms of car financing such as Hire Purchase. The GMFV plus your deposit is subtracted from the selling price of the Honda and your monthly payments are based on the balance (plus interest on the balance and the GMFV). Effectively, you will make lower payments than traditional financing simply because you are essentially only funding the depreciation of the vehicle.
Excess Mileage
At the beginning of the agreement, you decide on the total mileage you expect to do. If, at the end of the agreement, you choose to hand your Honda back to the finance company and your mileage exceeds the agreed level, you simply pay a fixed penalty amount for every extra mile over the agreed mileage.
Wear & Tear
Benefits of Lease Purchase
● Settlement can be made at any stage of the agreement.
Lease Purchase is sometimes referred to as Hire Purchase with a balloon but is structured in a similar way to PCP car finance.
The customer may benefit from a slightly lower payment with a Lease Purchase product as there is no guarantee offered at the end of the contract, its simply a deferred lump sum known as the Residual Value (RV) or balloon, this has to be paid by the customer for outright ownership or part-exchanged with a dealer. Deposits for Lease Purchase are flexible, but normally a minimum of 10% and a maximum of 40% of the total vehicle price, repayment periods are typically taken over 24, 36 or 48 months.
The Residual Value (RV) (sometimes called the balloon) at the end of the agreement reduces the regular monthly payments accordingly, thus making vehicles that have a strong Residual Value (RV) like Honda, more suitable for this type of product as they could give you a lower monthly payment.

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